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The strawberry cards are designed to
accumulate points which translate into
frequent flier mileage for flights with a
specific airline - or the Gold
Delta Skymiles card for example.
Vanilla cards, like the Blue Sky from
American Express, allow you to redeem your points toward
ANY airline (my favorite flavor).
Blue Sky From American Express
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0%
Intro APR for up to 12 months on purchases
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Low Balance Transfer APR - 2.99% for 12 months
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Earn 1 point for every dollar spent
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Points good on ANY airline, hotel, car rental and
more
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No
blackout dates or travel restrictions
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Express Approval - decision in less than 60 seconds
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Usually when using an airline specific credit card,
hotel and car rental partners will also participate
in the program, so to speed up your acquisition of
the frequent flier mileage, it is a good idea to use
the credit card with airline miles to pay for your
hotel and car (as long as they are partners).
Remember to charge all your "paid for" tickets on
the credit card with airline miles also. This
will rack up your points very quickly, especially if
you travel a lot or take a nice cruise! If you are good with credit cards and
pay them off every month, or are at least disciplined to deal with
your charges, you could charge all your monthly expenses, even
groceries, to gather up points quickly.
How you acquire frequent flier miles
towards your credit card with mileage credit varies. Some will
be awarded on a point per dollar basis while others give you a penny
or two for every mile you travel.
How You Get Airline Miles On Your
Credit Card
Before filling out the application for a credit card offering air miles, you will want to be aware of these points. Then take a
look below at some examples of popular cards.
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Is there
an annual fee? Some have no charges while others are as
much as $85.00.
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Is there
an introductory offer with a lower rate? If so, for how long?
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Is
balance transfer offered?
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What
kind of credit history is required?
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What is
the APR after the introductory?
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How are
credits earned - how many dollars for a point or mile?
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How many
frequent flier mileage points do you need to earn a ticket? Some
will issue tickets with as few as 14,000 points while others
require 25,000.
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When do
the credits expire?
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Which
credit card with airline miles serves your needs better -
vanilla or strawberry? If you fly on a specific airline
frequently, you may be better off with an airline specific
credit card, but if you use different airlines, a general card
may serve you better.
COMPARE
CREDIT CARD OFFERS
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CapitalOne VentureOne |
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1.25 miles per
dollar on every purchase, every day
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Earn 10,000 bonus
miles, equal to $100 in travel
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Redeem miles for
airline tickets, hotel rooms, car rentals and more
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No limit on the
miles you can earn and miles won't expire
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Fly free on any
airline, any time with no blackout dates
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0% intro APR on
purchases until September 2012
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No foreign
transaction fees
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No annual fee
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Intro
- N/A*
APR Intro
- N/A*
Period Regular
- 15.24%
APR Annual
- *(Variable)
$95
Fee Balance
- waived first year
Transfer Credit
- N/A*
Needed
- Excellent |
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Chase Sapphire® Preferred Card |
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Earn 50,000 bonus
points after you spend $3,000 in the first 3 months- that's $625
toward travel!
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2 points per dollar
spent on travel and dining & 1 point per dollar spent on all
other purchases.
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Use 20% fewer
points when you redeem for travel. Just book your flight,
cruise, or other travel through Ultimate RewardsSM
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No foreign
transaction fees
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Earn a 7% annual
points dividend - even on points already redeemed
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Transfer points
you've earned to participating frequent traveler programs at a
1:1 value
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24/7 direct access
to expert service advisors (No voice recording)
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No Annual Fee for
your first year - A $95 value
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Now, go
get some free flights!
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